Wawanesa Essentials

Discover our Essentials plans to get flexible, easy-to-understand group benefits, ideal for business owners with 3-20 employees.

Essentials plan highlights:

• The right level of coverage can be selected with our modular plan design. All plans include a mix of Life, Accidental Death & Dismemberment and Health benefits, with additional benefits available:
  • Employee Life (Mandatory)
  • Accidental Death & Dismemberment (Mandatory)
  • Extended Health Benefits (Mandatory)
  • Dependent Life
  • Critical Illness
  • Short-term Disability
  • Long-term Disability
  • Dental
  • Health Care Spending Account (HCSA)
  • Personal Spending Account (PSA)
  • Employee Assistance Program (EAP)
  • Telemedicine
  • Expert Medical Services (EMS)
• Rate stability with all rates guaranteed for 24 months and experience pooled across all clients
• Instant real-time quoting capabilities via our Essentials proposal tool
• Minimal restrictions on group eligibility
• Designed to meet a broad spectrum of industries and organizations
• Access to HR, legal, and financial experts through our Business Assistance Program to receive expertise

Why Wawanesa Life?

Wawanesa Life builds on the legacy of The Wawanesa Mutual Insurance Company, providing customer-focused and competitive Individual and Group products. We offer a range of coverages from simple, packaged products to highly customizable options.

We are dedicated to providing exceptional service in all areas of business through our strategic partnerships:

• Disability Management
• Travel Assistance
• Health and Dental Claims Management
• Drug Claim Management
• Fraud Management